Reference

Terms for your India account

These terms explain how you open, use, and close an account on hokipo, how deposits and withdrawals are checked, and when local law controls access.

India accessLocal law firstUPI, Paytm, PhonePeAccount rules
hokipo Terms for your India account
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Where to raise clause queries

Whenever a clause is unclear, we point you to the same contact paths we use for account changes: email from the address linked to your account, chat during the hours shown on the page, or the request form inside your profile. We read each message against the version you accepted, so the answer stays tied to the right clause and timestamp.

Team online

Email

Send mail from the address on file and name the clause you want to discuss. We use it to match your request to the correct account and keep the reply attached to the record we hold.

Chat

Open chat from your account page when you need a quick read on a term, update, or notice. We can point you to the exact clause and note the time of your question.

Request Form

Use the profile request form for corrections, closure requests, or a copy of the terms that applied on a past date. We keep the reply with your account history for audit purposes.

RECORDS AND ACCESS

How we keep records

We handle this policy area through accepted-term logs, device sign-in records, consent timestamps, and payment references. Cookies help us remember session state and the version of the page you saw.

Accepted terms

We store the version you accepted, the date, and the account identifier tied to that action. If you ask why a rule applied, that record shows the exact wording in force at the time.

Cookies

Session cookies help us keep you signed in and remember which clause page you saw. They do not change your terms, but they let us match a support reply to the right visit.

Account security

You must keep login details private and check account notices after every change. If we see a risk, we can pause access until identity checks are complete and the clause is read again.

Records

Transaction logs, consent logs, and support timestamps are kept together so we can trace a deposit, withdrawal, or request back to the terms that governed it. That makes later disputes easier to answer.

Retention

We keep the records needed for legal, tax, and contract handling, then remove or archive them when the retention period ends. The period depends on the type of record and the region involved.

Change requests

If you want a correction, send it from the email on file and name the clause, date, or account entry you want changed. We reply in the same thread and keep the chain with your record.

Questions about account terms

These questions cover the parts of the terms that most often need a second read: access, changes, records, and who to contact. We keep the answers tied to the clause text rather than general account use, so you can check the rule that affects your account before you continue. If local law changes, the answer that applies is the one in force for your region.

They apply when you create an account, accept the page, or continue after a posted update. If you do not accept the current text, stop before using any account function.

Yes. Access depends on local law, and we only make the account flow available where that law permits it. If your region has extra rules, those rules take priority here.

We keep accepted-term logs, device sign-in records, cookies for session state, and support timestamps. Those records help us match a question to the page version and the moment you saw it.

The terms explain which payment names we accept, how we match the sender to the account, and what checks can pause a transfer. If a name or detail does not match, we may ask you to correct it first.

Yes. We may update the text when law, payment rules, or account controls change. The posted version is the one that governs after publication, so read the page again before you continue.

Write from the email linked to your account, state the clause or record you want changed, and include the date if you know it. We reply through the same channel with the next step.

Send your point to support and name the clause in question. If we cannot resolve it in chat, we move the matter to email and keep the timestamps with your account record.