India law and access rules
This legal notice explains how the account, wallet and record system works when you use hokipo. Access is not the same in every region: the account area is available only where local law permits, and some actions can change after a verification check. If you use
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UPI, Paytm or PhonePe, the wallet will show only the methods that fit your current region and account status. We may ask for a name match, mobile verification or a document check before a withdrawal is released, and we keep the related records for fraud checks,
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dispute handling and other legal duties. If the law or our security process requires extra review, we will tell you through your account and ask you to respond from the registered contact details.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.